1, Bank of Beijing housing loans are divided into first-hand housing mortgage loans and second-hand housing mortgage loans. In either case, the maximum loan amount is 70% of the property value, which is 70% of the market value of the suite you want to buy. If the price of the house you are going to buy is 5 million, you can borrow up to 3.5 million.

2. The commercial housing mortgage loan is also included in the bank mortgage in Beijing. Unlike the personal housing loan, the maximum loan amount can reach 50% of the property value.

3. The loan amount applied by an individual in mortgage to buy a house is evaluated according to his loan qualification. If it meets the requirements, the repayment ability is no problem, and the general loan can reach 70%.