If the online loan is temporarily overdue, it may be collected at home. At present, online loan collection is carried out by third-party companies. If the other party is violent, they can call the police. If the overdue amount of online loans is large, it is recommended to confess to your family as soon as possible. Regarding the question of whether online loans are temporarily overdue, the following is a detailed answer for you. First, the online loan is overdue and will not be collected at home for the time being. Generally, it will not be collected directly at home. Whether the online loan will be collected at home after it is overdue depends on the overdue time of the online loan, the amount owed and the work style of the online loan platform. In addition, if the general collection staff frequently calls and sends letters to lawyers by SMS, and when all the available collection methods are basically used, the collection staff finally says that they want to collect at home, then in this case, he may not scare the borrower, but he may actually collect at home, so it is a loan. Second, there are many ways to collect online loans: 1. SMS notification is generally used for short overdue days, no more than one week. 2. Tell me by phone and start calling yourself to ask about the repayment time. 3. Contact the list in the address book. Here, I want to remind you that all apps on the online lending platform will read your address book or upload your own mobile phone service password. They can only pick people you often contact. 4. Start short message bombing and abuse debtors in online forums such as Post Bar. 5. Intimidate and threaten borrowers. 6. Send a lawyer's letter or reminder letter to your address. 7. Court summons. Third, how to properly handle door-to-door collection of online loans 1. Don't directly return the money to the collection staff. Repayment must be made through the online loan platform, and the platform is required to cancel the account after paying off. 2. Pay attention to collecting evidence of the other party's crime. It is not ruled out that there will be some black-related debt collection. If this happens, the personal safety of the borrower may be hurt. Therefore, when the collection infringes on legitimate rights and interests, it is necessary to keep relevant evidence as much as possible, such as secretly taking photos and recording with mobile phones. When the situation is wrong, it is necessary to call the police in time. 3. Negotiate with each other as much as possible to avoid conflicts. The purpose of collection is to make you pay back the money. If you have a good attitude, the other person should not treat you like anything. If you really have no money to pay back the money, you should try to negotiate. At the same time, the attitude should be gentle, and it is best not to have verbal or physical conflicts. 4. Call the online lending platform in person to negotiate. At present, most online lending platforms outsource collection to third-party collection companies. Different from online lending platforms, the collection methods they use may be more threatening and usually not easy to negotiate. If you really encounter a door-to-door collection, call the platform customer service directly to negotiate, and maybe the other party will agree. The above is the related content compiled by Bian Xiao. When lending online, it is generally necessary to sign a loan agreement with the platform. Lenders need to repay on time. If the repayment amount on time is not large, the other party may entrust a third-party collection company to collect it at home. If you have other needs, you are welcome to do one-on-one legal consultation online.

Legal objectivity:

Article 243 of the Civil Procedure Law: The parties must perform legally effective civil judgments and orders. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution. Article 245 If one of the parties fails to perform the creditor's rights documents that have been given compulsory enforcement effect by the notary office according to law, the other party may apply to the people's court with jurisdiction for enforcement, and the people's court applying for enforcement shall enforce them. If the notarized creditor's rights document is indeed wrong, the people's court shall rule that it will not be executed, and serve the ruling on both parties and the notary office.