First, the down payment ratio of mortgage loans

Different brands and 4s stores in different regions will be different.

this loan mortgage is not unified by the state, but decided by 4s stores and local banks. There is also a common kind of auto finance, such as mass finance, Ford finance, etc., which is a loan service launched by auto brands themselves.

the down payment of general family cars is 3%-4%, and some 4s can achieve 2% for impulse, which is very rare.

2. The down payment ratio of the borrower who handles the real estate mortgage loan for corporate clients is not less than (), and the loan interest rate is not less than () of the benchmark loan interest rate of the same grade in the same period in principle.

Reference answer: A

Third, the down payment ratio of corporate mortgage

The down payment ratio of corporate mortgage is generally higher than that of individuals, and it usually requires more than 3%. This is because the financial situation of legal persons is easier to be evaluated than that of individuals, and the income of legal persons is more reliable, so banks think that legal persons are more likely to repay loans.