If you buy a house for the first time, you can enjoy a discount of 15%-30% and a 15% discount on the loan. The monthly payment for 20 years is 3976.33 yuan, that for 15 is 4760.4 yuan, and that for 10 is 6378.6 yuan.

2. How much is the monthly housing loan?

If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.

Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;

China Merchants Bank Home Page: Financial Tools-Personal Loan Calculator is in the middle of the home page.

Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.