According to the regulations of Hangzhou, those who apply for provident fund loans must pay the provident fund 1 year or more. After working in Hangzhou, you need to provide the certificate of housing provident fund deposit issued by the foreign provident fund management department. After paying the provident fund normally in Hangzhou, you can calculate the deposit time in Hangzhou. If the employee meets the loan application conditions, the maximum loan amount is 500,000 yuan. Employees and their spouses meet the loan conditions, and the maximum loan limit for each household is 800,000 yuan.