There are a few useless dollars in my ordinary business card. It's been years. At that time, online banking was opened. I want to borrow money now. Will it affect credit? What should I do?
It doesn't matter. You are an ordinary debit card, not a credit card. If you owe the annual fee, the bank will cancel your account after a while. However, it is worth noting that with the improvement of the credit information system of the People's Bank of China, it may soon include the annual fee, TV and telecom fees, water and electricity fees, etc. I hope that individuals will pay more attention to your "economic identity card".