Hello, you are talking about the business of increasing the loan amount. At present, according to the policy of CBRC, additional mortgage business is not allowed. If the value of your house has increased a lot, if it can reach about 280,000 according to the proportion of 60%, you can apply for a consumer loan from the bank, and then borrow money to settle the original loan after approval, but the interest rate will not be discounted by 30% and the loan period will be shortened. I suggest you think about it. If you only need 30,000 to 40,000 yuan, you can apply for a small credit loan from the local rural credit cooperatives and the Postal Savings Bank. You can do it without mortgage. Try to do it. As for the loan company, try not to find it. The final procedure will not be less, but it will increase a lot of expenses. I believe I can do it well! ! ! Wish you success! ! !