To apply for personal car loan in China Bank, the borrower should meet the following conditions: 1, a natural person with full civil capacity; 2. Effective proof of personal identity; 3. Have the legal ability to repay the loan principal and interest; 4. Good personal credit; 5. Holding a car purchase contract, agreement or letter of intent approved by the handling bank; 6. Providing collateral (pledge) recognized by the handling bank or individuals or units with sufficient compensation capacity to provide irrevocable joint liability guarantee for third parties; Or provide corresponding materials that meet the customer access conditions of the Interim Measures for the Administration of Personal Credit Revolving Loan Quota of Bank of China; \\7. Proof of the ability to pay the down payment within the limits stipulated in these Measures; 8. Other conditions stipulated by the handling bank vary from region to region. Please consult the local handling agency in detail when applying for a loan.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.