The procedures required to apply for a credit card (debit card) are as follows:

1. Online Credit Card (Debit Card): Log in to Credit Card (Debit Card) official website, select the credit card (Debit Card) you want to apply for, fill in your personal information, agree to the relevant credit card (Debit Card) agreement, and then submit an application to complete the credit card (Debit Card) application.

2. Credit card (debit card) at the outlet: I go to the card bank with my ID card, proof of work income and relevant financial proof, and then fill out the credit card (debit card) application form, and then I just need to sign and agree.

2. What are the procedures for applying for a credit card?

All enterprises with legal personality, enterprises without legal personality, institutions as legal persons and other borrowers who need to apply for loans from various financial institutions and handle credit business such as acceptance bills, letters of credit, letters of credit, guarantees and guarantees. , must apply for a loan card to the downtown branch or county branch of the People's Bank of China where its business license (or other valid documents) is registered. Application process: 1. Handle the loan card with the original valid business license (the institution holds the original valid business in legal person registration certificate) and the original valid code certificate (or the electronic version of the code certificate is an ic card). Apply to the credit management department of the local people's bank and get a "loan card application". Branches without legal person qualification: in addition to the documents listed in the preceding paragraph, a power of attorney issued by a superior legal person and notarized by a notary office shall also be submitted. [The power of attorney shall include: (1) agreeing to handle the loan card of the lower branch; (2) Commitment to assume the debt repayment responsibility when the lower institutions are unable to repay the debts of financial institutions. ]2. Fill in the loan card application form and the relevant forms of the loan card application form, which shall be truthfully filled out by the enterprise (unit) legal person or financial person in charge. The legal representative, the person in charge of finance and the person in charge of filling out the form shall sign at the designated place respectively (not on their behalf) and affix the official seal of the enterprise (unit). When filling in all relevant forms, first of all, you should carefully read the instructions and requirements at the bottom of each form. All columns should be filled in with evidence, and you can't fill in them at will based on subjective impressions. 3. Submitting for review: The applicant submits the following documents (materials) to the relevant departments of the People's Bank of China for review: (1) A valid copy of the business license or business license or registration certificate of an enterprise as a legal person, with the original; (2) A valid copy of the organization code certificate and show the original; (3) A copy of the valid national tax registration certificate and local tax registration certificate, and show the original; (4) A valid copy of basic deposit account's account opening permit, and show the original; (5) Copies of identity documents, education certificates and resume materials of the legal representative (person in charge), general manager, chief financial officer and other senior management personnel. (6) Copy of the latest capital verification report of the enterprise, or the property right registration certificate of state-owned assets or the certificate of capital contribution (domestic-funded enterprise), and present the original (Note: if the name of the above documents is inconsistent with the name of the enterprise, submit the change certificate of the industrial and commercial department, submit the copy of the equity transfer agreement and present the original). (7) A copy of the code certificate of each investor and a copy of the identity certificate of each natural person in the enterprise capital composition table. (8) Proof of the enterprise's foreign investment [such as the capital verification report of the invested company, the articles of association of the invested company (without capital verification) or the capital contribution certificate, etc.]. ], and a copy of the code certificate of each invested company. (9) Copy of the code certificate of the parent company (group company/parent company). (10) A copy of the balance sheet, profit and profit distribution statement and cash flow statement of the enterprise at the end of last year. Each page of the report must be stamped with the official seal of the enterprise. [Institutions, unincorporated enterprises, individual industrial and commercial households, etc. No need to submit financial statements] (1 1) A copy of the ID card of the applicant. (12) The enterprise (institution) downloads the new loan card entry template through the "Financial Services" (double-click) window of the local website. If it is a small and medium-sized enterprise that has entered the enterprise credit information system of the People's Bank of China, it is necessary to download the updated SME template. Enterprises (units) will input relevant information and data one by one according to the downloaded electronic template (Excel file), and copy the electronic documents with a U disk and submit them to the People's Bank of China after verification is accurate and balanced. 4. Handling: The People's Bank of China shall, in accordance with the provisions of the Administrative Licensing Law and the Measures for the Administration of Loan Cards, and according to the information submitted by the applicant, examine whether the applicant is qualified to handle the card. The People's Bank of China will register the qualified applicants in the computer system, import the information and data of the applicants into the system, and issue loan cards within five working days according to the regulations. Applicants can set passwords for their credit cards to protect the information security of their financial liabilities. Note: All the above copies must be copied on A4 paper and stamped with official seal.

3. What are the procedures for general taxpayers to apply for credit cards? Thank you.

Our people here give the company a white letter of credit to apply for credit in the bank. People's Bank, please.

thank you

4. What is the procedure to apply for a credit card loan at the bank?

At present, banks generally do not issue credit cards to students (except graduate students and doctoral students), because the bad debt rate of students has been very high, and there are many complaints caused by it, so it is difficult for you to apply for credit cards through normal channels;

If you have to be Carney, you can only go to an agency, but this company is likely to go to him after defrauding your information. You don't have a stable income at school now, even if you apply for card repayment, it is still a problem. Once the repayment is not timely, it will easily affect your future credit history. ......

At present, if you can get a credit card, the maximum amount is 2000 to 3000 yuan, and you need to find a place to cash it out. It's not worth ruining your credit record for such a small amount of money, and it's not worth taking a loan, and the possibility of getting a loan is lower than that of a credit card.

I don't have much money, so I'd better borrow it from my family and friends