This is definitely not. It's just that the loan is less. Take 30 years 1 10000 as an example. In 30 years, it will be about 2 1600 yuan less. The gap between this money and the money to be paid 30 years later is really too big! There is no need to pay back the money, which will not reduce the repayment pressure of the borrower, because it only pays less back to 60 yuan every month. What can we buy at our current price level of 100 yuan? What's more, 60 yuan, don't you think?
Second, owing on the loan pressure, house slaves must try their best to make money, whether part-time or full-time. Only by making more money can they get a mortgage and live in a house with peace of mind. This mortgage is the sword of Damocles, hanging over your head all the time. Now the media reports that some people in some places have begun to abandon their houses and not repay their mortgages, so that banks can take away their houses and reduce economic pressure. These are some special cases, which show that house slaves will be taken away if they don't work hard to make money, and their dream of settling down in the city will not be realized.
The third is to improve your ability to make money and let yourself repay the loan as soon as possible, so that you can turn over. Every house slave wants to earn more money so that he can settle down in the city and work happily in the future. Reality is always skinny. As long as the house slaves strive to improve themselves and their value, they can repay the loan faster, reduce their burden and realize their dream of turning over as a homeowner as soon as possible.
So, what should the house slaves do?
The first one is a part-time job. You need a legitimate and stable job during the day, so that you can repay the mortgage in time. In the evening, it is my own time. Going to the night market to set up a stall at night is very popular now, and setting up a stall is also a good way to earn living expenses or part of the mortgage. At present, the managers of various cities also highly praise the stall economy. Chengdu has achieved employment of 65,438+10,000 people, and it is a very obvious signal to set up stalls to earn pocket money.
The second is to use your own skills. At this time, it shows the advantage of one skill. Many people can use their spare time to process raw materials, advertise on social media, carry out some publicity, sell their handicrafts in a circle of friends or sell them on carpets, which are all good methods. Of course, it is the same for people who can design or network technology.
The third is to improve their ability by learning professional knowledge. Many people care about making money as soon as possible, and some people make money by accumulating money when others are busy. Others get together and he is studying; He is studying, while others are doing part-time jobs. With the learning of skills, his cognition will be improved, he will no longer be an ordinary vision, and he will realize that more people of the same or even higher level can stand on the shoulders of giants to watch the sunrise.
House slaves are not terrible, and they don't care if they turn over. You need to care about whether you have made progress. Whether to decide your own life. Someone once said that being busy makes people poor! Come to think of it, really, have you settled down to study every day? Bill Gates spends a week reading and meditating every month. Can we study?