According to the introduction of the Municipal Labor and Employment Administration, in order to encourage those who are willing and able to start a business, registered unemployed people, people with employment difficulties, ex-servicemen, released prisoners, college graduates, vocational college graduates, technical college graduates, employees and unemployed people from enterprises with overcapacity, migrant workers returning home to start a business, online merchants, and poor people with established files can apply for business guarantee loans. Exempt high-quality entrepreneurial projects from counter-guarantee requirements.

Jiang Jing, deputy director of Xiangyang Venture Loan Bureau, said. "As long as you have entrepreneurial needs, we can provide unsecured business guarantee loans when you apply. However, the loan amount is less than100000 yuan, and the amount of other personal loans does not exceed150000 yuan.