Legal analysis: if the loan contract is not illegal, the interest agreed by both parties will not exceed the legal provisions. After reasonable reminding, the other party will still pay it back, which does not mean that the other party will not pay it back if its business situation is not good. If the other party sues, you must pay back the money.

Legal basis: Article 67 1 of the Civil Code. If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.