It is recommended to apply for loans through bank channels. China Merchants Bank has a lightning loan business. At present, it can only apply through mobile banking, or check whether it meets the application conditions.

If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan".

The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.

2. How to approve Gitzo loan online?

For Gitzo's loan approval, the online and offline strategies are very similar. Gitzo mainly uses IT system to score loans, using some formulas and algorithms. For example, Gitzo has some loan and customer identity settings, which will play some predictive roles and draw conclusions according to the results of system calculation.

3. How to apply for a loan from Gitzo?

How to apply for a loan from Gitzo: 1 Log in to Gitzo official website and make an appointment on the loan page; 2. After Gitzo accepts your reservation application, it will ask the customer service staff to contact you to go to Gitzo's store to handle the loan procedures; 3. After receiving the notice, you can go to Gitzo's store to handle the loan formalities within the specified time after preparing the required materials and certificates such as ID card and salary income certificate. How to apply for a loan from Gitzo is not complicated. After completing the relevant loan procedures, the loan will generally be released on the next working day, and it will be received in three working days. However, according to feedback from netizens who have handled Gitzo financial loans, Gitzo loans usually charge a service fee, and the service fee is very high, so the repayment pressure is quite high. Although Gitzo's staging is very convenient, we also need to note that this is for credit reporting. Therefore, everyone must pay attention to repayment on time and not overdue. Otherwise, the bad credit record will affect your subsequent credit business, and it will be difficult to apply for Gitzo products; Moreover, you will face the situation of overdue penalty interest.

4. How long does it take for Gitzo to apply for installment loan?

Gitzo's installment loan is still easy to apply for. If you fill in your information according to the process steps, you will generally get the approval result within 1 hour. There are many evaluation factors of Gitzo loan, such as personal credit status, credit status and external economic environment, which will affect the approval results. If the loan application is rejected, you can reapply 90 days after the application is rejected, and Gitzo will re-examine your loan.