Yes. When a five-household joint guarantee is issued, the person must sign for the money, because the five-household joint guarantee is a loan, and any loan must be signed by the person. The conditions required for banks to jointly guarantee loans to five households:

1. Merchant joint guarantee loans: refers to the formation of a joint guarantee group by five individual industrial and commercial households or sole proprietors with business licenses. It is no longer required For other guarantees, you can apply for a loan from a credit union or Postal Savings Bank of China.

2. Farmer joint guarantee loan: refers to the formation of a joint guarantee group of five farmers who no longer need other guarantees and can apply for loans from credit cooperatives or Postal Savings Bank of China. The maximum loan amount for each farmer is temporarily 50,000 yuan.