1. Yes, the amount of online loans overdue for 60 days will reach more than1000000 yuan, which will have a serious impact on you. Delayed payment may cause the following problems:
A) Credit records are damaged: overdue records will be reported by credit reporting agencies, which will leave a negative record in your personal credit report and adversely affect your future loans and credit scores.
B) High penalty interest and overdue fee: According to the loan contract, high penalty interest and overdue fee will usually be generated after overdue, which will increase your debt burden.
C) Legal risk: The lender may pursue the debt through legal means, including litigation, court judgment, asset recourse, etc., which will bring you additional economic and legal risks.
2. Online lending big data is a very important reference for lending institutions. It integrates the loan records of various online lending platforms, which can help lending institutions evaluate borrowers' repayment ability and credit status. Therefore, overdue loans will leave a negative record in the online loan big data, which will affect your future loan application.
3. For the problem of online loan big data, you can use tools such as Green Dog Quick Check to query your online loan big data. In this way, you can accurately and comprehensively understand your loan records and solve the problem of online loan big data in time, which will be helpful for your future loan application.
To sum up, the loan of 654.38+100000 yuan is overdue for 60 days, which will have a serious impact on your credit status and future loan application. It is very important for you to take timely measures to solve the overdue problem and pay attention to the record of online loan big data for restoring your credit and future loan application.