1. If the employee meets the loan application conditions, the maximum loan amount is 500,000 yuan.

2. If employees and their spouses meet the loan application conditions, the maximum loan limit for each household is 800,000 yuan 1.

The specific formula for calculating the loanable amount is employee's monthly deposit × 12× loan period× deposit time coefficient+employee's monthly deposit in the previous year × multiple. Among them, the deposit time coefficient and multiple are related to the month when employees apply for loans in that year.