Faster houses refer to houses that developers haven't built yet. Because there is no way to see the real thing, many owners will be more worried, such as the quality of the house, whether the house can be loaned and so on. So, is there any difference between faster and existing home loans? Is it better to buy an auction house or an existing house? Let's take a brief look at it with Xiaobian.

first, the difference between the loan of an auction house and an existing house

There is not much difference in the loan between an auction house and an existing house. Both of them require the developer to have the pre-sale qualification, so as to ensure that this sales behavior is protected by law. Then, the developer registers and records the contract online, and finally, the buyer brings the purchase contract, valid identification documents and down payment receipt to the bank to apply for a loan, and the loan can be released after approval.

2. Is it better to buy an auction house or an existing house?

The advantages of buying an auction house are as follows: 1. Because it has just started to sell, there are many types of households to choose from; 2, the overall price will be slightly cheaper, which does not mean that the quality of the house is not good, but the strategy made by the developer in order to recover the funds in time; 3, faster in terms of quality control, because after paying the deposit, property buyers can go to the site for investigation at any time.

The advantages of buying an existing home are as follows: 1. You can have a physical reference when buying an existing home, and it is clear at a glance whether it is good or not; 2. Generally, the price of existing houses will not fluctuate too much, which is convenient to compare with the prices of the same type of houses around; 3. The occupancy time of the existing house is relatively short, and it supports immediate occupancy, which is very suitable for buyers who are anxious to stay, such as wedding rooms.

Editor's summary: Existing houses and faster houses can be said to have their own advantages. Buyers should purchase according to actual needs, but when purchasing, we should pay attention to whether the developers have pre-sale qualifications, otherwise the rights and interests of buyers cannot be protected by law. What's the difference between the loans for faster and existing houses and whether it's better to buy faster or existing houses? I hope it will help you. If you want to know more about it, please follow Qijia. com.