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I borrow money from a third party.
First, after the loan is transferred to a third-party account, should it be transferred to my account or to the guarantee? ...

In principle, you can't set up a joint security team across counties, but after internal communication ... According to experience, banks are generally reluctant to help you because the cost of pre-loan investigation and post-loan investigation is too high (cross-regional) and the risk is higher than that of the same region. I hope the answer can help you.

2. After the loan is transferred to a third-party account, is it transferred to my account or to the guarantee company? The third-party card is left by the bank when handling the loan.

If the loan is credited to the third loan account, the bank will pay the third party according to the regulations of the bank and the information provided by the company. Borrow: bank deposit loan: short-term loan: prepayment (accounts payable) loan: bank deposit.

3. After the loan is transferred to a third-party account, is it transferred to my account or to the guarantee company? The third-party card is left by the bank when handling the loan.

When the loan is credited to a third-party account, it is actually a loan issued by the bank to the company's loan account. According to the regulations of the bank and the information provided by the company, the bank pays it to the third party. Borrow: bank deposit loan: short-term loan: prepayment (accounts payable) loan: bank deposit.

4. Can ICBC's operating loan be transferred to others and then to its own Alipay?

According to statistics, commercial loans cannot be transferred to themselves, and are usually paid by financial institutions to corporate accounts or selected third-party accounts. In fact, this is done to prevent the legal representative from misappropriating funds in the name of the company.

If the business successfully applies for a loan, the enterprise should bear the repayment obligation, but the legal representative does not have to bear the repayment obligation because he has personal assets mortgage and guarantee. cannot