Housing provident fund loans are uniformly entrusted to banks by the provident fund management center. For example, designated outlets such as construction, industry and commerce, agriculture, China, transportation, Nanjing, CITIC, China Merchants, Pudong Development, Xingye, Minsheng, Ping An, Huaxia and China Everbright Bank can apply for housing provident fund loans.

Minsheng Bank

The loan amount of Gong Xi Loan is between 654.38 million yuan and 500,000 yuan, and the loan period can be divided into 6/ 12/24/36 months. The monthly interest rate of the loan is 0.66%, which minimizes the repayment pressure. However, only the loan applicant needs to be 25-60 years old and pay the provident fund continuously for more than 1 year.

Bank of Beijing

The maximum loan amount of Jindaibao is 6,543,800 yuan. The specific loan amount is determined according to the time and amount of provident fund payment. The loan term can be divided into 12/24/36/48/60 months, and the monthly loan interest rate is generally around 0.75%. The most important thing is that there is a record of paying the provident fund for one year in Beijing.