1. The applicant is 22 years old and has full capacity for civil conduct.

2. The applicant has opened a new settlement account or an account with Huarong Xiangjiang Bank.

3. The applicant is a natural person with development potential and benefits.

4. The applicant is an individual industrial and commercial household, the owner of a sole proprietorship enterprise and the natural person controlling shareholder of a limited liability company.

5. Huarong Xiangjiang Bank's venture loan conditions are relatively strict. When applying for Huarong Xiangjiang Bank's venture loan, it is necessary to obtain an effectively guaranteed loan recognized by Huarong Xiangjiang Bank, that is to say, it is necessary to provide a guarantee before applying.

Second, the conditions of bank start-up loans

Spread out completely

Use "your property" as collateral or "proof of income" and valid documents! This is basic, because every bank has its own differences. The bank manager will teach you how to do it. They are very enthusiastic and like it, because they have money to earn!

Supplement: Have China nationality (excluding Hong Kong, Macao and Taiwan residents).

2 1-55 years old

I have lived at my current address for 6 months.

The minimum monthly income is 2000 yuan.

Office worker: At present, the unit works for 6 months.

Private owner: the business license reaches 1 year.

Materials required:

Valid ID card

Valid residence certificate in the last 60 days (such as utilities, telephone charges, etc.). )

Work certificate of the current unit (such as labor contract, etc.). )

Bank card/passbook statement with stable income in the last 3 months

Loan amount: 1 ten thousand-10.5 million.

Loan term: 12, 24 and 36 months.

thank you

Three, what conditions do rural commercial banks need to start a business loan?

1.

The borrower needs to provide: the borrower's fixed business place is in the town where the applicant is located and the county where the business place is located.

2.

Borrower 18 years old or above, is a staff member of his unit.

3.

The borrower's investment projects are legal, have development potential or market competitiveness, and have the ability to repay the loan principal and interest on schedule.

4.

The borrower has a good credit record and no bad record.

4. What are the conditions for starting a business loan?

There should be an age requirement for loans, right? For example, the minimum age requirement is 18-55 years old.