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100 "revenge" ways to save money are coming.
1. Pay off the debt as soon as possible: interest on debt is the cost of money, and credit card and car loan debt are often one of the worst types of debt.

2. Save first and spend later: After the monthly salary is paid, set up the part that automatically deducts the savings from it, which is the best way to ensure that you can save money.

3. If your company offers a 40 1k plan (similar to the domestic enterprise annuity), you must accept it, which is simply idle money.

4. Save bonuses: When giving out year-end bonuses or other bonuses, resist the temptation and don't spend all the bonuses. Although it is ok to reward yourself, the cost should be controlled at around 10% as far as possible, and the rest should be saved.

Put most of your money into a savings account, which will not only earn interest, but also prevent you from spending it.

6. Save more money after a salary increase. After all, the more you save, the sooner you can retire.

7. Budget your expenses: If you don't set a budget, you will usually spend more.

8. Consider renting equipment: If you only use a certain equipment once, consider renting one instead of buying one, which will save a lot of money.

9. Turn off the lights: save electricity, use electric lights when necessary, and remember to turn off the lights when leaving the room.

10. Review household energy use (water and electricity, etc. You may have invisible energy consumption every month.

1 1. unsubscribe from marketing emails if they only have promotions to attract you to spend more money.

12. try to repair it yourself: the repairman's fee is sometimes not cheap. Try it, you may be able to solve those small and expensive problems by yourself.

13. Go to the library before buying books. Borrow what you have, so you can save money (books in America are more expensive).

14. Break up and sell things you don't need, so that you can not only collect money, but also make your life better.

15. consider using a debit card instead of a credit card: when you use a debit card, you won't try to spend more money just to accumulate credit card points.

16. Talk to a qualified financial advisor: They can give advice on saving and financial management according to your specific situation.

17. Free admission for volunteers: For festivals, concerts or many sports events, many volunteers can enter for free after completing their tasks.

18. Plan gifts in advance: so you can buy them at a discount instead of at full price on birthdays or other festivals.

19. Organize an exchange of old things, so that you can save money on buying new things and find things you like from friends.

20. Preventive medical care can save us money, especially tooth washing. In addition, it is best to have a regular physical examination. The more we can protect ourselves, the more our bodies can treat us well.

2 1. Compare with insurance, the first bid is not necessarily your cheapest choice.

22. It is definitely meaningful to convert loans into mortgages. Any reduction in interest rates will help you save money immediately.

23. When washing your hair, consider using a small flow of water to save water.

24. Reduce the temperature of the water heater: The lower the temperature, the less gas or electricity is used.

25. Closing curtains in summer helps to keep the summer heat away from your home, thus reducing the pressure of air conditioning.

26. Maintain your car: change the oil, tires, etc. On a regular basis, you can keep your car alive and use it effectively for a longer period of time.

27. Don't be too crazy when driving. You know, the way we drive will have a profound impact on fuel consumption.

28. Don't drive anywhere. If you are healthy and can move freely, there is no reason to drive in a particularly close place.

Don't go on holiday, stay at home, so you can save hundreds, if not thousands.

30. Let your friends come to your house to play instead of traveling to your friend's house, so you can save some money without traveling.

3 1. Take good care of clothes and wash and dry them according to the instructions on the label to increase the service life of clothes.

32. Wash clothes less: If it's not smelly or dirty, you may not need to wash it.

Washing clothes in cold water: Most clothes don't need to be washed in hot water.

34. Take fewer baths: You don't need to take a bath every day unless you sweat or get dirty.

35. Stop using toilet paper: It sounds disgusting, but throwing away toilet paper can improve your cleanliness, reduce the impact on the environment and save you money. In addition, some experts suggest using a bidet instead.

36. Grow your own food: If you have enough space, time and conditions, grow some agricultural products in your garden instead of going to the store to buy them.

37. Drink water instead of drinks or wine in a restaurant, so that you can save a few dollars per meal, which will become more and more economical over time.

38. Have a drink before going to the restaurant again, instead of buying wine at the restaurant, which will help you save money.

39. Consider going out for lunch instead of dinner, because lunch is usually discounted and cheaper than dinner.

40. Choosing to eat small portions of food will not only help you lose weight, but also save money.

4 1. Don't keep paying. If you eat with others, it's best for everyone to AA.

42. Bring your own lunch: If you want to save money, eating out at noon every day is not a good choice.

43. Use free coffee: Many workplaces provide free coffee for employees. If you are free to choose, don't buy coffee.

44. For example, try to eat out once a week as little as possible, or find out the times that suit you, but make sure it is a real "restriction", not five times a week.

45. Eat what's in the refrigerator first: Before you go shopping in the supermarket, look at what's in your refrigerator and see if you can cook with them. A good cook can make creative cooking with ready-made ingredients.

46. Don't go shopping when you are hungry: When you are hungry and want to eat a meal or some snacks, most of us tend to buy more.

47. Plan your meals in advance, which will help you concentrate on buying the ingredients you need.

48. Buy ordinary food as much as possible: Brand-name food may be expensive only because of advertising effect, but it doesn't always mean better quality.

49. Buy less junk food: Although each package of French fries is cheap, because most of us always buy those French fries, the more money we accumulate, the more money we spend.

50. Is it really worthwhile to buy organic food? You may be surprised at how similar expensive organic food is to ordinary food. Buying organic food is only sometimes worthwhile.

5 1. If you buy ingredients for a double recipe, you will have leftovers. You can have dinner the next day without going out to eat.

52. Force yourself to wait a while before you buy something: If you want to buy again within a week, consider buying.

53. Stop buying the warranty: Although the warranty can save us money, statistics show that it will eventually cost you more money.

54. Don't buy it at the original price, it's better to buy it during the discount period.

Think carefully before buying electronic products. Do you really need that expensive earphone or mobile phone? Because many times, they are not cheap.

56. Before buying at the original price, you'd better go to the group buying website or other discount websites. You'll be surprised at how many things you can find on the group buying website.

57. Set spending limits, such as setting a budget before buying clothes. It is best not to overspend.

58. When shopping, especially clothes, it is best to buy good quality and durable ones, which will often save us a lot of money in the end.

59. When coupons exist, using them will help you save money.

60. Buy in bulk: People of all income classes like to save daily consumption by buying snacks, paper towels and dog food. (easy to store) in Costco.

6 1. Buy refurbished household appliances, computers, mobile phones, etc. Most of these refurbished things are the same as new ones, and they can be bought with little money.

62. Try to use money-saving apps and automatically support cooperative e-commerce platforms to use coupons. I saved a lot of money with such an application.

63. Don't shop on "Black Friday": At that time, some of us will buy more goods at the original price, and usually the merchants will increase the price first and then discount, which may not be cost-effective, but buying so many goods will definitely make it difficult for you to save money.

64. Cancel or disable automatic renewal, so that you can choose whether to renew in the future.

65. Don't buy cable TV service, consider using some free ways.

Don't sign a long-term contract, so if this service is no longer suitable for you, you can choose to give it up.

67. Do you really need unlimited traffic to choose the right telephone package?

69. Use a referral program: If you like a product or service, you can participate in the referral project. Usually, it will provide cash back or free items in exchange for your recommendation to family or friends.

7 1. Don't always buy clothes for your baby. After all, as the baby grows up every few months, maybe these clothes won't fit.

72. Why waste more money on second-hand goods, such as baby carriages, as long as they can still be used?

73. Ask family or friends for second-hand goods. Every family with children will have something they no longer need.

74. Don't buy a dress or accessory just because it is "cute".

75. Don't leave home unprepared. Wherever you go, take recipes, snacks, clothes and other necessities.

76. Buy generic drugs. There is no reason to buy famous brands. According to the law, there is no difference in the effectiveness, dosage, strength, safety, quality or use of common drugs.

77. Make your own baby food supplement at home. As long as you have a cooking machine, you can make your own vegetables and puree.

78. Quit smoking: Smoking not only costs money, but also harms health.

79. Quit e-cigarettes: It is cheaper and healthier than smoking, but it is more economical and healthier not to smoke e-cigarettes.

80. Quit drinking: In addition to saving money by not buying alcohol, you can also avoid shopping after drinking.

8 1. Eat healthier: eat less meat, eat more vegetables and fiber, and put less ingredients in every meal. Studies show that eating like this can save money.

82. Stop going to Starbucks: Is your habit of drinking coffee every day worth working for another ten years? Drink at home or in the office, or don't drink caffeine at all.

83. Start flossing: Two minutes a day can save you a lot of dental expenses.

84. Start running: Aerobic exercise is one of the best measures to keep healthy.

85. Start cycling: Go to work by bike if you can. You can exercise while saving fuel.

86. Go to bed early: A good rest will clear your head and make better financial decisions. In addition, a good rest is also good for your health, so you can see less doctors.

87. See a psychologist: Many of us choose unhealthy, inefficient and expensive coping mechanisms instead of dealing with our problems head-on. Don't think you can't afford it. In fact, there are many free services or community psychological groups.

88. Don't buy a new car: If your old car still works, there is no reason to abandon it.

89. Don't buy a new mobile phone: Apple hopes that you are drooling over every new iPhone and don't be fooled.

90. Don't buy a new computer: clean it, repair it, or buy a refurbished one.

9 1. Don't buy a new house: unless you sell the old one, buy a smaller one.

92. Don't decorate your house unless it is absolutely necessary.

93. Don't buy new clothes: you may not need them. Repair what you own or have bought.

94. Don't buy new books: Read the old books on your bookshelf, which you have never opened or immersed in something you like. If you want to read a new book, go to the library and look for it.

95. Don't buy new toys: teach children to make their own toys and get in touch with their unlimited creativity.

96. Don't buy new gifts, consider gifts that can save money and be full of heart.

97. Buy a pair of good shoes: Many manufacturers design shoes that can last for decades or even hundreds of miles.

98. Buy a reusable bottle: Throw away the plastic bottle and buy something durable, but make sure you don't lose it.

99. Buy a cast iron pot: It has various functions and is almost indestructible. Even rough cast iron can be repaired relatively easily at a lower price.

100. Buy a set of high-quality knives: keep them sharp, take good care of them, and they will never be used up.

These are 100 ways to save money. Have you found that one of the costs of realizing financial freedom five years ahead of schedule is to abuse your heart and control your consumption? From this perspective alone, it is beyond anyone's reach.

At least, some methods are good, but some methods are really unwilling to accept, such as not traveling during holidays. Personally, I would rather save other expenses, but I still don't want to give up the experience of traveling, so everyone needs to know what they want and save money according to their own characteristics.