The state has policy support, but it is difficult to implement it. At present, the loan is still a small postal joint guarantee loan, with 3-5 households with 20,000-40,000 each. You go to consult, as long as the conditions meet 10 days or so. Don't trust others: it's unnecessary to treat and give gifts. The 3-joint household I run is 6.5438+0.2 million yuan. I'm the joint insurance team leader, and I didn't spend an extra dollar.