legal ground
Article 37 of the Measures for the Administration of Pawn.
The pawn interest rate shall be implemented after being converted according to the 6-month statutory loan interest rate of banking institutions and the pawn period announced by the People's Bank of China.
The interest of pawn shall not be withheld.
Article 38
The comprehensive expenses of pawn include various service and management expenses.
The monthly comprehensive rate of chattel pledge pawn shall not exceed 42‰ of the pawn amount.
The monthly comprehensive rate of real estate mortgage pawn shall not exceed 27‰.
The monthly comprehensive rate of property pledge pawn shall not exceed 24‰ of the pawn amount.
If the current term is less than 5 days, the relevant fee will be charged for 5 days.