You can get the real estate license about 7 working days after paying off the mortgage. Pay off the mortgage and get the real estate: the lender holds the purchase contract, loan contract and previous repayment records to the repayment bank to issue relevant certificates that the loan has been paid off; Then take the certificate issued by the bank, the purchase contract, the loan contract, the property owner's ID card and other materials, and go to the real estate transaction department to apply for a replacement. Generally, you can get a new real estate license in about 7 working days.

Procedures after paying off the mortgage loan

1. Handle the mortgage cancellation procedures with the loan bank;

2. Go through the refund formalities of the corresponding insurance premium with the insurance company;

3. Return the deposit to the developer (if any).

If you have applied for the real estate license during the loan period, you only need to go to the window of the administrative service center housing management office with the cancellation form, other warrants and bank ID card. If there is no real estate license, after the loan is repaid, take the cancellation form of the bank to the housing management office window for cancellation, and then apply for real estate license, you must bring the following information:

1. Copy of the property owner's ID card or household registration book, household registration certificate and private seal * * *

2. Purchase contract (original)

3. Have a copy of the contract.

4. Purchase invoices and copies.

5. House number and copy.

6. Marriage certificate and photocopy or unmarried certificate.

It should be noted that banks may have different operating regulations for the procedures after the house purchase loan is paid off. However, when banks handle housing loans, they generally register the property as mortgage, and the real estate license with mortgage registration marks restricts the transaction and re-mortgage of the property. After the loan is paid off, the property owner needs to go to the bank to cancel the mortgage registration, and then go to the Housing Authority to cancel the mortgage registration after the mortgage loan is paid off. At this time, the owner has full ownership of the property and can also conduct some transactions.