It depends on the specific application. If the following conditions are met: 1, the applicant must set up a housing provident fund account for more than 12 months (inclusive) and meet the requirement of paying the provident fund in full within a certain period of time. Some regions require 6 months (inclusive), and some regions require 12 months (inclusive), which will vary from place to place. 2. The sum of the lender's age and the loan period is less than 70 years old. 3. The applicant has full capacity for civil conduct, the ability to repay the principal and interest of the loan, and the credit status is good. 4. The applicant has paid the down payment for the house purchase as required.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: (1) purchasing, constructing, renovating or overhauling their own houses; 2 retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; Rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.