Personal salary loans are mainly targeted at working-class people with stable incomes such as civil servants, teachers, doctors, lawyers, employees of state-owned enterprises and institutions, white-collar workers in companies, etc. Let’s take a look at how to apply for a loan using a salary card. \x0d\First of all, applying for a loan using a salary card requires that the borrower be between 18-60 years old, have a stable job, work in the company for more than half a year, have a good credit report, no bad credit record, and have lived locally for more than one year. \x0d\On the premise that the above conditions are met, the borrower can apply for a loan using the salary card. \x0d\When applying for a loan, the borrower needs to provide his or her ID card, work certificate, credit report certificate (usually the bank that applies for the loan will handle this for you), address certificate and personal salary card, and fill out the loan application at the lending institution, pending approval. After that, you can get a loan. \x0d\Personal salary card loans can usually range from 3 to 10 times an individual's salary, depending on the individual's actual situation.