1. How to apply for a land mortgage loan?

Which region are you in?

2. I want to contract land but have no money. Can I get a loan from a bank? What procedures are required?

Yes, you can use land as collateral to apply for a mortgage loan. Before applying, you should hire a qualified appraisal agency to evaluate the land or hire an appraisal company designated by the bank to evaluate the land.

3. What procedures should I go through if I want to go to a bank to apply for a land use rights mortgage loan? Thank you

First of all, the land must be transferred and the land transfer fee has been paid in full. It must be evaluated by the bank's designated appraisal unit, and the loan application must be based on 50-60% of the appraised value. After approval by the loan review committee, the bank fills out the mortgage loan contract and makes the loan through the land. The program is completed.

Some cities provide loan notarization.

4. How to apply for a land mortgage loan?

How to deal with land mortgage loans? I know that land can also be used for mortgage loans. What about land mortgage loans? What is the process like?

1. First, based on the loan amount to be applied for and the mortgage rate agreed by the bank (loan amount/collateral evaluation value), the total evaluation value of the collateral should be derived.

2. Consultation The real estate appraisal agency evaluates the maximum unit price that the target mortgage can achieve, and then divides the total assessed value of the mortgage calculated in the first step by the maximum unit price to calculate the area of ??the required mortgage.

< p>3. Based on the area of ??the mortgage calculated in the second step above, first draw the land area that meets the bank’s mortgage loan conditions on the CAD plan.

4. With the third step in mind, The map of the mortgaged land area you drew should go to the Cadastral Section of the Land and Resources Bureau for land surveying and make a mortgage survey map.

5. Based on the mortgage survey map, go to the real estate appraisal agency for evaluation and issue an appraisal report

6. Bring the evaluation report and company-related certificates (business license, organization code certificate, etc.) with the bank's credit personnel to the Cadastral Section of the Land and Resources Bureau for mortgage registration, fill in the maximum mortgage loan contract. At the same time, provide the loan application form and company to the bank The shareholder meeting resolution (or board resolution) that agrees to mortgage the target land parcel and other information.

7. Fill in the maximum mortgage loan contract, provide the necessary information as required by the bank, and wait for the bank loan. So far, The entire mortgage loan process has been completed.

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