Therefore, your company's 8.528 is 30% higher than the one-year benchmark interest rate a month ago, that is, 6.56* 1.3=8.528.
Why is it going up by 30%? It's simple. In the process of credit approval, the bank will comprehensively examine the applicant's situation and give different prices. At present, it is very common for our bank to give small and medium-sized enterprises a 30% salary increase. There is also a 40% increase ... of course, some large state-owned enterprises can get benchmarks or even decline.
Besides the enterprise's own conditions, it also depends on your cooperative relationship with the bank. If you want to come to our bank, I can give you a low score and slowly cultivate long-term cooperation. You can also get a low score ~ ~ ~