Top ten loan platforms, which are the best loan platforms:
1. Alipay-Ant Borrow
Ant Borrowing is a loan product of Alibaba, which is used for personal consumption. Borrowing money on bail pending trial can be repaid with the loan, and there is no penalty for prepayment. It's easy to use, and the loan is quick. One second to Alipay, the daily interest rate is between 1.5-6.5. The initial interest rate is high, so it is used much, the repayment is timely, there is no overdue record, and the interest rate will gradually decrease. As long as the sesame score is above 600, Alipay uses more.
2. WeChat-Microfinance
Micro-loan is a loan product of Weizhong Bank. It is very convenient to apply on wechat. After entering WeChat, click "My"-"Pay" to see the entrance of micro-loan. Micro-loans will give a certain credit line according to the comprehensive qualifications of users, and interest will be calculated on a daily basis. You can also use the average capital repayment method to repay from the bank card every month.
3, Baidu-money to spend
Money is a personal consumption loan product owned by Du Xiaoman (formerly Baidu Finance). You can apply online without mortgage, complete the approval in 30 seconds at the earliest, and lend money in 3 minutes at the earliest. The loan can be repaid in advance with a maximum amount of 200,000 yuan and a minimum daily interest rate of 0.02%.
4. Suning-willful loan
The interest-free period for willful new users is not short. The longest interest-free period is 30 days, and the lowest daily interest rate is 0.02%. You can repay the loan in advance, up to 300 thousand. Online application will be automatically approved by the system, and it will take up to 3 minutes to arrive. There is no charge for the unused quantity.
The above contents are for reference only and do not contain any loan suggestions. Online lending is risky, so choose carefully!
What are the formal lending platforms? Take stock of five formal lending platforms.
What are the formal lending platforms? Take stock of five formal lending platforms.
With the increasing demand for loans, there are more and more loan platforms in China. The most traditional formal lending platform is bank loans. Generally, mortgage is needed to handle loans in banks, such as housing loans and car loans.
Of course, banks will also launch unsecured credit loans, which are more demanding than peer-to-peer lending platforms. Let's talk about which lending platforms are formal and which five platforms are available.
1, excuse me
It is a loan product launched by Ant Financial for Alipay users. The sesame score is required to be above 600, and the maximum loan amount is 300,000. Everyone's use of Alipay is different, and the loan amount will be different. The daily interest rate ranges from 0.02% to 0.06%, which is generally about 0.05% for new users and 0.03% for old users.
2. Microfinance
Tencent Weizhong Bank launched, you can borrow money on WeChat or mobile QQ, but you can't actively open it. Those who meet the requirements of micro-credit loans can see the loan entrance in WeChat wallet or mobile QQ wallet. The maximum loan amount is 200,000 yuan, the daily loan interest rate is 0.02%-0.05%, and the general loan interest rate is around 0.04%.
3.baidu has money to spend.
(Click here to test the consumption amount for free)
Backed by Baidu, you can apply for loans through Xiaoman Finance and Baidu Wallet APP, which are divided into three products: all-easy loans, short-term loans and exclusive loans. The maximum loan amount is 300,000 yuan, and short-term loans and all-easy loans can be repaid with the loan. The daily interest rate of the loan is between 0.0 1%-0.05%.
4. Xiaomi loan
It is a loan product launched by Xiaomi Finance. The maximum loan amount is 200,000 yuan. You can apply for a loan through Xiaomi Financial APP, bind your ID card after registration, and apply for a loan after checking the credit limit. The daily interest rate is 0.02%-0.05%, so you can borrow it.
5. Jingdong Finance
JD.COM white bars and JD.COM gold bars were introduced to meet the demand of consumption and cash loans. After logging in to Jingdong Finance, you can check the withdrawal amount of gold bars. Each user uses JD.COM with different frequency and loan amount. The daily interest rate is between 002% and 0.05%.
The above five loan platforms are all loan products launched by software that we use a lot every day. Can be repaid in advance, will not charge liquidated damages. The loan interest is floating, and the loan interest of old users will be lower.
Top ten conventional loan applications
Top ten conventional loan applications
1, money to spend
Qianhua is a loan platform under Xiaoman Finance. Qianhua provides personal credit loan products such as easy loans and privileged loans, which can meet the needs of most lenders.
2. Ants borrow it
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is generally 0.02%-0.05%, which can be repaid with the loan.
3. Microfinance
Micro-loan is a credit loan product launched by Weizhong Bank. Interest is charged by the day. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%.
4.JD.COM gold bars
JD.COM Gold Bar is a credit loan product launched by JD.COM. There are 500 gold bar loans in JD.COM. Adopt differentiated credit and interest rate pricing. Different users may apply for "gold bar" loans with different interest rates. The loan can be repaid in installments of 1, 3, 6 and 12 months. The actual term of a single loan is not necessarily a whole month, and interest is calculated on a daily basis.
5. Today's headlines can be borrowed with confidence
Can provide loans of no more than 200,000 yuan, without mortgage and guarantee. You can apply online through today's headline mobile app. The daily interest rate is as low as 0.03%.
6. Living expenses of the American delegation
The living expenses of Meituan can be applied through Meituan's mobile app. At present, in the form of directional invitation, only invited friends can apply for the living expenses of the US delegation. In general, the initial amount is 8000- 10000 yuan.
7. Zhilian Good Loan
Good-term loan is a credit loan, which is an online personal consumption loan product launched by Zhaolian Consumer Finance Company. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.
8360 IOUs
360 IOUs are consumer credit products under 360 Financial Group. If it is an equal interest rate repayment, the interest rate will be higher.
9. Xiaomi loan
Xiaomi loan It is a pure credit Internet loan business launched by Xiaomi Finance. At present, Xiaomi loan provides different loan quotas, and the amount that can be applied for will be different according to everyone's credit situation.
10, Ping An I Loan
China Ping 'an (Group) Company got Ping 'an I loan, with a loan amount as high as 50,000 yuan. Ping An I Loan is a revolving loan product. Within the credit line, as long as the repayment is normal, you can refinance indefinitely, and it will not change because of the different loan lines.
Top ten conscience loan platforms
Top ten conscience loan platforms:
1. lufax: lufax is an online lending platform launched by the famous China Ping An Group in China, and it is not only online lending, but also many services and projects for you to explore. Because of the backing of China Ping An Group, it will be relatively formal.
2. Pleasant loan: Pleasant loan is an online financial service platform launched by CreditEase. It not only provides financial services for everyone, but also provides many other services, such as loan services, and provides a formal loan service platform for people who urgently need money.
3. Hongling Venture Capital: Hongling Venture Capital is a formally certified online financial lending platform. It takes advantage of the modern era of network big data to build a good lending platform for people, provide a good lending environment for people who need money badly, and let more entrepreneurs appear in society.
4. Pat on loan: Pat on loan is also a very formal online lending platform. Moreover, the auction loan has its own mobile app, through which it can be directly loaned. At present, the cumulative number of registered users has reached 99.02 million, providing a convenient loan environment for many people.
5. Owning my loan: Owning my loan is a formal online lending platform, which has been successfully listed abroad. You-me loans are aimed at people, small and medium-sized enterprises and self-employed. Because of the audience, the threshold of your loan will be relatively lower and easier.
6. Renren Loan: Renren Loan is one of the early online lending platforms in China. Renren Loan was founded by Renren Loan Business Consultant (Beijing) Co., Ltd., and it is very authoritative in the field of self-employed loans, ranking 264 in the 20 19 Hurun Global Unicorn List.
7. Favorable network: Favorable network is a formal online lending platform, and the company registration information can be found in Beijing Haidian Branch. At present, Youwang has three different forms of financial products, among which Dingcunbao and Youyoubao are automatic lending products, which are very convenient to use.
8.360 IOUs: 360 IOUs are online loan products launched by 360 Financial Group, a large company, and 360 IOUs are small loans for some self-employed individuals and small enterprises. The upper limit of the quota is not too high, but in terms of safety performance, 360 is still relatively safe and stable.
9. pterosaur loan: pterosaur loan is an online lending platform with operation centers in more than 65,438+000 cities across the country, because its stable online and offline provides a simple and convenient lending platform for people with good credit, making it possible to borrow in one second.
10.e lease loan: e lease loan is an online loan product launched by China Merchants Bank. Because of the backing of big banks, the safety and regularity of this product are guaranteed. E-loan is mainly aimed at people who hold China Merchants Bank credit cards and provide services.
What are the top ten conscience loan platforms?
Official guarantee platform with low loan interest:
1, 360 to borrow money
A pure credit mobile phone loan under 360 Finance, 360 began to set foot in the financial industry in recent years. The feature of this small loan APP is that the next payment is very fast. If you need money badly, you are right to choose this product. However, the interest rate is high, and the cost should be calculated before applying.
2. Recruit good loans
Zhaolian Good Term Loan is a loan platform of Zhaolian Finance, with a quota of less than 200,000. You don't need to provide mortgage and guarantee, you can apply for sesame seeds. Zhaolian good-term loan has the dual background of China Unicom and China Merchants Bank, and its reliability is still very high.
If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.
There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Mashan Finance and its bank small loan products. I have used several products in business turnover before. In fact, small loan platforms have internal application entrances, with low interest and convenient payment. Share it with those in need and scan the QR code below to enter!
Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.
3.JD.COM gold bars
A product with the same name as Bai Jie is a cash loan service customized by Jingdong Finance for users, but not everyone has it. Only after passing the system evaluation can they apply. If they are not eligible to apply, the page will display "unable to provide services for you".
Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.