Vehicle loan requirements for vehicles:

1. The vehicle is within 6 years of age;

2. The mileage is within 100,000 kilometers;

4. Cars in one’s name.

Required procedures for vehicle mortgage loans:

1. Have a stable occupation, and the applicant has ownership of the local mortgaged vehicle.

2. Proof of long-term residence and work in the city where business is carried out, occupation and economic income.

3. Motor vehicle registration certificate, driving license, purchase additional tax certificate (copy), and vehicle purchase invoice.

4. Insurance policy, vehicle and vessel tax, and imported vehicle-related tax certificates.

5. Original ID card, household registration booklet or other valid residence documents, and provide their copies.

6. Other documents required by the partner institution.

The above are the procedures that need to be submitted when using a vehicle as a mortgage. The process is as follows:

1. The lending institution receives the information provided by the applicant;

2. Conduct a home visit, investigation and estimated vehicle value on the applicant;

3. The lending institution preliminarily reserves the loan amount;

4. Process the entrusted notarization;

5. The lending institution collects relevant documents of the applicant;

6. The lending institution makes the loan.