People with criminal records can borrow money from banks. Because if there is no credit problem, you can get a loan. There is no law that people who have had criminal cases cannot apply for loans or credit cards in banks. People who have had criminal cases can apply for loans or credit cards from banks like ordinary people. Requirements for bank loans: full capacity for civil conduct, repayment ability, legal and valid identification, etc. 18 years old.

legal ground

Article 11 of the Interim Measures for the Administration of Personal Loans

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.