(1) Provide valid identity documents and household registration certificate, marital status certificate and personal income certificate;
(2) Relevant materials or documents (sales contracts, agreements or other valid documents) to confirm consumption behavior;
(3) Personal consumption loan application form (available at the sales outlets of the applicant bank);
(4) Other materials required by the bank.
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(1) Original and photocopy of ID card, household registration book and marriage certificate of the borrower's husband and wife and the property owner (* * *) (divorce certificate and divorce agreement are required for the borrower to divorce; Widowed to provide proof of widowhood and inheritance notarial certificate)
(2) Copy of income certificate, payroll for the last 3 months, business license of the company stamped with official seal and passed the annual inspection;
(3) The original title certificate of the mortgaged house and the purchase contract (original purchase invoice) and a copy thereof, and the center shall provide the house listing certificate when handing over the house;
(4) the consumption purpose of the loan;
(5) Residents of other provinces and cities need to provide temporary residence permits and long-term residence certificates;
(6) If the borrower has a college education or above, provide proof of education.
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