1. Personal online banking/personal mobile banking: repayment is limited to self-owned funds.

The order and charging standard of repayment of principal and interest in advance through personal online banking/personal mobile banking shall be based on the contract contents displayed in the system, and shall be confirmed by the borrower when applying for a loan.

Step 2 export

The borrower shall submit a written application for prepayment to the lender. With the consent of the lender, the borrower may repay part of the loan principal and interest in advance or settle all the loan principal and interest, and charge a fee for prepayment.

Tips:

The collection standard of liquidated damages for early repayment has been specified in the time deposit pledge loan contract. When you prepay, the personal online banking will display the specific amount through the transaction interface, and the system will automatically collect the liquidated damages only after you confirm it through the security authentication tool. If the personal time deposit pledge loan handled by the handling institution is repaid in advance through personal online banking/personal mobile banking, it is still necessary to retrieve the pledged time deposit right certificate from the handling institution.

(Answer time: July 5, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.