The spiritual use fund is to transfer a part of the available amount in the card to the savings card to use cash, repay it in installments and charge a fixed handling fee.
"Special consumption reserve fund" refers to the business that the bank provides small consumption reserve fund for the cardholder by way of active invitation to meet the consumption demand of the main cardholder, and the cardholder can repay the principal and a certain amount of handling fee in installments, but cannot transfer or withdraw cash.
Premium business refers to the business that the credit card holder who has obtained the credit line transfers the exclusive credit card cash installment limit of Ping An Bank to his debit card with the same name in full or in a certain proportion through the application channel of our bank's credit card business, and repays the principal and a certain amount of handling fee in installments.
The accompanying payment business is a short-term consumer financial service provided by Ping An Credit Card for cardholders. The cardholder can transfer the whole amount or a certain proportion to his debit card with the same name within the exclusive cash limit, and pay the corresponding principal and interest on a daily basis.
Tips: Credit cards cannot be used for large real estate transactions. Domestic real estate transactions shall not exceed 1 ten thousand yuan in a single month (natural month) and 1 ten thousand yuan in a whole year (natural year).