No, because your mortgage includes your loan principal and interest. If the principal and interest are equal, the monthly payment will be equal if the loan interest rate remains unchanged. The more principal, the less interest, and the total amount of principal plus interest remains unchanged. If it is average capital, under the condition of constant loan interest rate, the monthly payment will decrease month by month, the principal will remain unchanged, and the interest will be less.

Equal principal and interest in previous months

A few months after the principal and interest match.

A few months ago, in the average capital

Average capital after a few months