Of course, the bank will definitely call me when the loan is reviewed, which belongs to telephone verification. Procedures and processes for commercial loans for individual housing Basic conditions for commercial housing mortgage loans: The information to be provided is as follows:

2. Will Great Wall West China Bank call for loan review?

Call. The bank will definitely call me when the loan is reviewed, which belongs to telephone verification. Telephone audit of loans is an audit mechanism of lending institutions.

3. Will I call my relatives and contacts when I review the loan?

Yes, but basically few people can get a loan, and no matter what your result is, the first thing to do is to ask you to pay 20 yuan in advance to apply.

Will the bank definitely call me when the loan is reviewed?

It's true.

First, there is still a lot of work to be done from the approval to the success of the loan, such as signing a contract, handling mortgage, guarantee, registration and other procedures, buying insurance and so on. Moreover, once the loan is approved, there is no guarantee that it will be released. Whether there is a loan amount to consider and whether there are new policy requirements, some loans are issued the next day after the plan is approved, but it is not uncommon for the superior to issue a document that night and have a new notice, so the money will not be fully released.

Second, whether you are busy at the end of the year is on the one hand. The biggest possibility is that banks should adjust or control the loan data, financial indicators and control time at the end of the year, including regulatory indicators. For example, if a loan is granted, the corresponding provision should be made, that is, the provision for bad debts of the loan, which will directly reduce the current profit and the report data will not look good. The data of 65438+the end of February is very important for the whole year. Lending money after New Year's Day is a problem for next year.