Vehicle claim:

1. Carry a clear copy of the "three certificates and one form" of the motor vehicle with the vehicle, that is, the owner's ID card, driver's license, driving license and insurance policy. I would like to remind you that the insurance cards of many insurance companies are no longer used as proof of claims;

2. It is very important to report accidents in time, especially major accidents. When calling the insurance company to report the case, you need to provide basic information such as policy number, time and place of accident, nature of accident, etc.

3. Vehicles with temporary license plates are generally only covered by short-term compulsory insurance, with prescribed routes and time. The insurance company is not responsible for compensation for accidents that occur outside the prescribed route and time;

4. When a vehicle is out of danger in a different place, it shall report to the insurance company in time, and the loss-determining personnel at the place where the vehicle is out of danger will survey and determine the damage on its behalf. The compensation fee is generally valued according to the industry standard of the place where the accident occurred. If local damage is found only after returning to the insured place, the insurance company can make up the compensation for this part of the repair fee.

5. If the insured wants to entrust the repair shop to handle the compensation, or directly pay the accident compensation fee to the repair shop, he shall personally sign the power of attorney and report it to the insurance company for the record. Every time you sign a quality contract with the repair shop, you can safeguard your legitimate rights and interests.