1. Is it reliable to help the poor with credit?

the poverty alleviation policy of rural loans is true. This is the financial poverty alleviation in the national precision poverty alleviation, which is mainly aimed at the poor households who set up files in rural areas. It is a policy to encourage and support poor households to develop their industries and increase their income. The interest generated during the loan period is borne by the state finance. Basically, it does not take risks. However, because poverty alleviation loans encourage the development of industries, poor households cannot use them for other purposes. Poverty alleviation loans are repaid on schedule within three years, and there is no interest. However, it is necessary to deduct the loan interest from the farmer's personal account first, and then subsidize the poor households by the state finance. Poor households should pay attention to the repayment time and not overdue. The overdue interest shall be paid by the individual according to the normal loan interest.

2. What are the risks for enterprises to borrow from banks with the number of accurate poverty alleviation households

The process of handling bank loans:

1. The borrower applies for loans;

2. Prepare loan related materials;

3. Customer manager loan survey;

4. Bank approval;

5. Both parties sign a loan contract;

6. Implement mortgage, pledge, unsecured contract or other guarantee contracts;

7. Bank lending;

8. Post-loan management;

9. Repay the principal and interest when the loan is due.

third, is the rural loan poverty alleviation policy true? What risks do I have to take?

The policy is true, but the requirements should be very high. Generally, it is required to have a guarantor and a certain repayment ability. If the risk is not up, the credit will be lost.

Fourth, the enterprise unit borrows the number of accurate poverty alleviation households to borrow from the bank. What are the risks of poverty alleviation households

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