Yes Maxim's wallet is an online loan platform, which has certain requirements for the qualifications of borrowers, but it is not very strict. If the borrower can provide sufficient personal information and proof of credit history and meet the loan requirements of Maxim wallet, for example, the borrower must be 18 years old and have full capacity for civil conduct; The borrower shall provide valid identity documents and complete real-name authentication; The borrower needs to provide the mobile phone number of the real-name registration system bound with the ID card to verify his identity and receive the SMS verification code, so as to obtain the loan qualification. However, for borrowers with poor qualifications, the platform will call back to ensure the borrower's repayment ability and credit status.