1, according to the applicant.

Second-hand housing provident fund loans, the loan amount varies according to the applicant's situation. If the applicant pays the housing provident fund, the maximum loan amount is 500,000 yuan; Both the applicant and * * * pay the housing accumulation fund, with the maximum loan amount of 700,000 yuan; The maximum loan amount for three or more family members is 900,000 yuan.

2, according to the work unit.

If the borrower's spouse has paid the provident fund in the sub-centers of provincial organs, railway sub-centers, East China Petroleum Management Department and Prison Management Department, the loan amount shall be determined according to the loan certificate issued by the sub-center or management department where the spouse's housing provident fund has been paid. If the spouse is an officer, the loan amount can be regarded as the prescribed personal loan limit after the military officer's card is issued. Under the condition that other loanable line conditions are met, the minimum value is taken as the final loanable line.

3, according to the age of the room.

The amount of second-hand housing provident fund loans is also related to the age of the house. If the house age is less than 10 year, 70% of the loan is required in most areas; If the house age is 10-20 years, the loan amount is 60%.

Therefore, the amount of second-hand housing provident fund loans depends on many factors. According to different conditions, the loan amount is also different, depending on the actual situation.