20,000 provident fund with a maximum loan of 400,000. Under normal circumstances, the loan amount of individual provident fund should be 20 times of the amount in 10- provident fund account. The specific demand is determined according to the borrower's repayment ability, the amount of housing provident fund account, the loan amount and the proportion of provident fund loans to house prices. Housing accumulation fund is a long-term housing deposit paid by units and their employees, and it is the main form of monetization, socialization and legalization of housing distribution. It is an important house with compulsory, mutual assistance and security stipulated by national laws. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees. The units here include state organs, state-owned enterprises, urban collective enterprises and other urban enterprises, institutions and social organizations.