Yes, that's for sure. This is basically the case in the whole country. If you have an account in a local bank, you can know your trend and your repayment ability, and you can be contacted in time if there is anything! It's inconvenient for you to be away from home, otherwise it's hard to manage, or you don't need a loan! If you want to borrow money, you must pay in full-after the full payment, your account will be transferred-and then you can borrow money. I am going through this procedure and bought a second-hand house!

However, mortgage loan, decoration nominal loan and mortgage loan interest can be higher, and decoration nominal loan can be less.