The purchase contract is signed only after the online signing, and will be handed over to the Housing Authority for the record after signing. As long as it has been put on record, the developer can get the purchase contract from the Housing Authority, so it is necessary to consult the developer to see when it will complete the filing procedures.

General filing time: After the customer signs the commercial housing purchase contract, the developer submits the purchase contract to the Housing Authority for filing, which generally takes 30 days.

However, if the customer is in mortgage to buy a house, after the contract is filed with the Housing Authority, all the loan information of the customer needs to be submitted to the mortgage bank for review, and the mortgage loan procedures need to be handled. The processing time of this process generally takes about 30 days (depending on the work of different banks).

After all the above procedures are completed, the signing center will inform the customer to receive the purchase contract.

The collection of the loan contract means that the mortgage that needs to be applied for has been issued by the bank and credited to the buyer's account, indicating that the collection can only be made at the bank when the loan is repaid normally.

So at this time, before you close the house, check whether your contract has been filed. If it has been put on record, and whether the money is just waiting for a loan, then the house can be closed normally.