Yes. After repaying the loan, there will be no more loans in Xiaohua Wallet and it will show that the borrowed amount is zero, and there is no need to repay the money. Xiaohua Wallet is an Internet wallet created by Xiaohua (Xiamen) Internet Financial Information Services Co., Ltd. (referred to as Xiaohua Financial Services) for young people. It provides services such as cash borrowing, credit card repayment, and installment shopping.