20 19 latest commercial loan interest rate: within six months, the loan interest rate is 4.35%; From half a year to one year, the loan interest rate is 4.35%; For one to three years, the loan interest rate is 4.75%; For three to five years, the loan interest rate is 4.75%; For more than five years, the loan interest rate is 4.9%.
20 19 housing loan interest rate is based on the loan benchmark value, and both the first and second home loans are floating.
The following is the specific interest rate of 20 19 housing loan:
I. Commercial loans
1, the interest rate of the first home loan is 1. 1 times or 1.2 times of the benchmark interest rate.
The loan term is within one year (including one year), and the benchmark interest rate 1. 1 time is 4.785%, and 1.2 time is 5.22%.
The loan term is one to five years (including five years), and the benchmark interest rate 1. 1 times is 5.225%, and 1.2 times is 5.7%.
The loan term is more than five years, and the benchmark interest rate 1. 1 time is 5.39%, and 1.2 time is 5.88%.
2. The interest rate of the second home loan is 1. 1, 1.2 times or 1.3 times the benchmark interest rate.
The loan term is within one year (including one year), and the benchmark interest rate 1. 1 is 4.785%, 1.2 is 5.22%, and 1.3 is 5.655%.
The loan term is one to five years (including five years), and the benchmark interest rate is 1. 1 times 5.225%, 1.2 times 5.7%, and 6. 1.3 times.
The loan term is more than five years, and the benchmark interest rate is 1. 1 times 5.39%, 1.2 times 5.88%, 1.3 times 6.37%.
Second, provident fund loans.