To apply for a decoration loan, you need to meet the following conditions.

1. Apply for a house decoration loan, the loan amount shall not exceed 80% of the total price of renovation contract, and the longest loan period shall not exceed 5 years.

2. Individuals with stable and reliable jobs can apply for loans through secured loans guaranteed by third parties.

3. When applying for a house decoration loan, you need to provide proof of use such as house decoration design and bank application.

4. The renovated house can apply for renovation loan. The conditions are that the parties have full capacity for civil conduct, the amount and duration of the loan applied for are reasonable, and the credit status is good.