How to classify financing platforms Financing platforms are mainly divided into four categories: local financing platforms, government financing platforms, third-party financing platforms and online financing platforms.
I. Local financing platform
Local financing platform refers to the establishment initiated by local government, through the allocation of land, equity, fees, national debt and other assets, supplemented by financial subsidies as repayment commitments when necessary, to quickly package a company whose assets and cash flow can meet the financing standards, so as to achieve the purpose of undertaking all kinds of funds, and then apply the funds to municipal construction, public utilities and other projects with different fertility.
Second, the local government financing platform.
The local government financing platform refers to the companies set up by local governments at all levels with financing as their main business purpose, including different types of urban construction investment, urban construction development, urban construction assets companies and other enterprises (institutions) as legal persons, mainly taking operating income, public facilities fees and financial funds as repayment sources.
Third, the third-party financing platform
Third-party financing platform refers to the intermediate link in the whole financing industry chain, connecting upstream PE/VC and downstream enterprises with financing, merger and listing needs.
They mainly attract private capital for small and medium-sized enterprises and provide a point-to-point docking platform for capital projects.
Four. Internet financing service platform (P2B)
Internet financing service platform (P2B) is a brand-new microfinance service model different from P2P network financing platform.
P2B refers to individual-to-enterprise, a loan model of individual-to-enterprise (non-financial institution).