If you are not at ease, you can choose to apply for a credit card through official channels. The three most commonly used channels for handling credit cards:

1. Bank outlet application: To apply for a credit card through an offline bank outlet, the applicant needs to bring all relevant documents and materials to the bank counter to submit the application.

2. Handle the card through the salesman.

3. Online application: Online application is divided into the bank's own official channels, including but not limited to official website, APP and WeChat official accounts; The other is the third-party authorization channel, including but not limited to Alipay, WeChat, other agents and cooperative enterprises. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Tik Tok credit card is also a bank credit product. As long as it is a bank credit product, customers will check the personal credit report for approval according to the fixed process when submitting the application. Therefore, whether it is good to apply for a credit card in Tik Tok is related to the fact that the personal credit report qualification can not meet the requirements of a credit card. The qualified pass rate is high, and the unqualified ones can't pass, so it is impossible to give a unified answer.

To apply for a credit card, you must first meet the conditions for handling a credit card. In general, credit card applicants need to be 18 years old and have full capacity for civil conduct; Personal credit is good; Have a stable job and income, etc. After meeting these basic conditions, you can apply. When applying, users can complete it in the following ways:

1. Apply at the counter of the bank. When applying for a credit card, users can bring their ID cards to the counter of local bank outlets to apply. In the process of application, there will also be guidance from bank staff, which is conducive to the use of cards by users.

2. Apply online. Users can also apply online at home. After entering the bank official website, they can find the credit card service page. Choose a credit card that suits you. You can apply after filling in the information, which is very convenient.

3. Apply for mobile banking booth. Nowadays, in order to develop their own credit card business, many banks often set up mobile stalls in subways, stations or schools, and users can also apply in this way. Similar to the bank counter, the applicant only needs to fill in the information according to the instructions of the staff.