Do you mean the so-called fare increase payment?

This is the user of 4s robbery, depending on how much 4s misses you when you buy a car, or how much you resist, generally 1000-2000.

4. What is the handling fee for car loan?

1, hello, the comprehensive service fee for general loan car purchase is about 10000 yuan. In addition to the above expenses, it also includes license fees, insurance premiums, travel expenses, etc. 2. There are several main reasons for charging the car loan service fee: 4S shops buy cars, and 4S shops are responsible for recommending banks or financial companies to give you loans; The services provided by 4S stores are not without merit; Banks or financial companies sometimes charge some "high taxes and fees" to 4S stores, which are generally unwilling to bear by themselves; Go directly to the bank or financial company. They will still introduce you to the 4S shop because they don't have a car at hand. 3. What is the handling fee for car loan? Car loan service fees include: performance bond, notarized mortgage fee, credit investigation fee, installment service fee, etc. The performance bond is 3% of the loan amount, less than 3,000 yuan, and the notarized mortgage fee will be refunded after the loan: 800 yuan. Credit fee: 65438+ 0% of the loan amount. Installment fee: installment fee is charged for car purchase with credit card loan, and the total installment fee is above 12. Mortgage service fee: 3%. : 1. When our budget is insufficient, how can we borrow money to buy a car? 1: A car with a bank loan of 65,438+10,000 yuan needs a down payment of 30,000 yuan. If the remaining 70,000 yuan is borrowed from the bank, you need to pay 7400 interest (the benchmark interest rate for bank loans: 1 year 6.56%; 2 years 6.65%; 3 years 6.65%; 4 years 6.90%; 5- 6.90%). The monthly payment is 2 150 yuan, and the total cost of buying a car is 107400 yuan, which is 7400 yuan more than buying a car in full. 2. Credit card loan: Because credit card loan does not need interest, it only needs to pay the handling fee of 12% of the total loan amount in the first month. Therefore, if the loan is 70,000 yuan, you need to pay a handling fee of 8,400 yuan. The monthly payment is 1944 yuan, and the total cost of buying a car is 108400 yuan, which is 8400 yuan more than buying a car in full. 3. Finance company loans: The annual interest rate of finance company 1-3-year loans is generally around 8%- 12%. If 10% of the median value is taken as the annual loan interest rate, the interest to be paid for a loan of 70,000 yuan is113 yuan, the monthly payment is 2,258.7 yuan, and the total car purchase cost is1/kloc-0. So all the expenses are clear at a glance, and I believe everyone knows what kind of loan is more cost-effective. As for which method suits you, it depends on your personal savings and income. Thank you for watching.