Can the proportion of commercial portfolio loans be adjusted?

You can't.

Portfolio loan refers to the combination of provident fund loan and commercial loan. Although the interest rate of provident fund loans (3.25%) is much lower than that of commercial loans (4.9%), many buyers still choose portfolio loans because of the low quota.

However, portfolio loans are not necessarily suitable.

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The loan is 60,000 yuan, divided into 36 installments, and each installment is repaid at 270 1. What's the annual interest rate? Thank you.

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